Life Insurance Retirement Plan, under Internal Revenue Code Section 7702

Funded with: Whole Life Insurance

Policy Highlights

• Guaranteed Premiums
• Guaranteed Cash Values
• Guaranteed Death Benefits
• Participating Whole Life Insurance Policy - Pays dividends, either a portfolio yield or new money rate, declared annually by the insurance company, based on the investment returns in the insurance company’s general account, AND/OR.*
• Interest Sensitive Whole Life Insurance Policy- Pays excess interest, either a portfolio yield or new money rate, declared as often as monthly by the insurance company, based on the returns in the insurance company’s general account*

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*There are non-participating, no excess interest whole life policies that are appropriate death benefit products, but may not be appropriate for a retirement supplement.

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